PayGo Pay as you Go

PayGo gives you the freedom to pay for only what you use. The most cost effective no contract wireless plan on the market.
  • Only $3/month
  • Only pay for what you use
  • No contract
  • Unbeatable customer service

Real US phone number & 30 days of service for one low price of $3/month

What's included with your SIM Card Kit?

Get everything you need to start talking and texting right away with our straightforward package, designed for those who value essential communication. Real US mobile number that works with all banks and financial institutions.

  • Universal triple cut SIM card (mini, micro, nano)
  • Real US mobile phone number (NOT VoIP or virtual)
  • 30 days of service
  • 40 talk minutes
  • 40 text messages

Benefits of autopay

With autopay setup your PayGo plan renews automatically every 30 days. When autopay is active any unused Recharge talk minutes and text messages will rollover to the following month.

Flexible Talk & Text Recharge Options

With autopay, any unused Recharge balances rollover, so you never lose a minute or message ensuring you get the most out of your service.

  • $0.05 per talk minute
  • $0.05 per text message (incoming or outgoing)

Unlock Essential Communications with PayGo

Perfect for when you need a reliable phone number, without the commitment of a contract.

PayGo offers flexible, on-demand mobile service perfect for essential, short-term needs. Securely receive bank verifications and 2FA codes, ensuring your online safety without a monthly commitment. Protect your privacy with burner numbers for online transactions and sign up for exclusive promotions and event access without cluttering your primary line. Pay only for what you use, when you need it, empowering you with control and convenience.

Bank Verifications

Receive crucial verification texts from any bank, ensuring secure access to your accounts.

Burner Phone Number

Maintain your privacy with a temporary number for online forms, classifieds, or short-term needs.

Two-Factor Auth (2FA)

Enhance your online security with reliable 2FA codes delivered straight to your PayGo number.

Promotions & Discounts

Sign up for coupons and exclusive discount codes without cluttering your primary number.

Questions? We have answers 😁

Is a credit check or deposit required for a PayGo plan?
PayGo plans do not require a credit check or deposit to purchase and activate service.
Where can I buy a PayGo plan?
You can purchase a PayGo plan at anytime on our website - Purchase a PayGo Plan Now
Where can I activate my PayGo plan?
You can activate your PayGo plan at anytime on our website - Activate my PayGo Plan Now
How do I check my PayGo plan details and talk/text balances?
You can check your PayGo plan details and talk/text balances at anytime on our website - View my PayGo Plan
Will my included talk minutes and text message balances rollover?
Your included unused balances will not rollover to the next month.
Will my Recharge talk minutes and text message balances rollover?
Yes, any unused balances will rollover to the next month as long as your are enrolled in autopay.
Can I set up automatic monthly payments on my PayGo plan?
Yes, you can set up your PayGo plan to automatically renew each month via debit or credit card. All PayGo plans are automatically enrolled in autopay but you always have the option to cancel and renew manually.
What amount of Recharge cards are available for the PayGo plan?
Recharge cards are available in various amounts. Please visit the PayGo Recharge page for more details.
Will I lose my number if I fail to make my monthly payment?
If no payment is made within 30 consecutive days after your last payment, your phone number will be canceled.
Does checking my Voicemail count against my minutes balance?
Yes, checking your Voicemail counts against your talk minutes balance.
Can I use a debit or credit card to Recharge my PayGo plan?
Yes, you can Recharge your PayGo plan via debit or credit card online at paygoplan.com.
How can I add more talk minutes and text messages to my PayGo plan?
You can add more talk minutes and text messages by purchasing a Recharge card. After your 40 included monthly talk minutes and 40 included text messages are exhausted, minutes are billed at $0.05 a minute and text messages are billed at $0.05 each for both incoming and outgoing.
When do my talk minutes or text messages expire?
Your included PayGo talk minutes and text messages expire at the end of your monthly plan cycle. Monthly PayGo plans are based on a 30-day cycle, regardless of how many days are in each month. Therefore, a new cycle may not necessarily start or end on the same dates each month. Check your plan’s expiration date anytime by logging into your account at paygoplan.com.
Can I keep my current phone number with my PayGo plan?
Yes, you can transfer your phone number to your PayGo plan. You will need your account number, PIN # and billing address from your current carrier to start the transfer. Please contact us to start your phone number transfer request.
How much data is included?
Currently PayGo plans do not include data. Please contact us if you are interested in adding data to your PayGo plan.
Can I set up automatic monthly payments on my PayGo account?
All PayGo plans purchased through the PayGo website are automatically enrolled in autopay. If your initial purchase of the PayGo plan was through a third-party website such as eBay or Amazon then you will be notified via email on how to setup autopay before the expiration of your current PayGo plan.
How can I change my email, address and other settings for my account?
You can log in to your account at PayGoPlan.com/account to update your email, address, or other settings for your account.

PayGo service is for personal use in the U.S. only. Calls are rounded up to the nearest whole minute. Airtime charges are incurred on inbound/outbound calls and Voicemail deposits/retrievals. You will be charged for all messages sent (per recipient) by you or to you, regardless of receipt. Data usage applies for sending/receiving MMS and is rounded up to the nearest KB each use. Data speeds are limited by device capability/location. Unused Recharge balances rollover if enrolled in the PayGo autopay. Your included unused balances expire after 30 days for the PayGo plans with the exception of Recharge balances which rollover as long as you are enrolled in autopay. By purchasing PayGo products and services, you agree to all of the PayGo Terms of Service. Recharges have no cash redemption value and are nonrefundable even upon account cancellation. Your phone number will be canceled after 30 consecutive days if your autopay is declined on renewal. Taxes/fees are charged where applicable. Plans/rates/fees are subject to change without notice. Service may not be available in all areas.

100% American Owned and Operated

Why choose us?

  • Impeccable customer support
    • Sunday to Saturday 10am - 10pm Eastern time
    • Phone support
    • Email support
  • Fast shipping
    • Most orders placed Monday to Friday by 2pm Eastern time ship the same day (excluding holidays)
    • Expedited shipping options
  • Support small and local businesses
    • The backbone of America
    • Create and sustain local jobs
    • Reduce environmental impact

No contract

Only pay for what you use

Recharge your account anytime